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813.384.8849

At Lantern Financial,

our Purpose is to help illuminate

your path to retirement.

When you’re in the dark about options that are available to you, financial planning can feel overwhelming. We exist to light the way forward with thoughtful guidance, honest conversations, and a modern, human approach to helping you plan your future. After working diligently over the course of your life, you deserve to let go of the fear and take ownership of your future so you can step into retirement with security, purpose, and peace of mind.

Radically

humanizing

The Industry.

Andrew is actively reshaping financial services to humanize a cold industry, leading with genuine care and specialized retirement expertise.


As a fiduciary, Andrew holds the prestigious CFP® (Certified Financial Planner™) and ChFC® (Chartered Financial Consultant®) designations. He partners with families to strip away the overwhelming complexity of wealth management, tax optimization, and income preservation, helping them transition into retirement with absolute security, clarity, and peace of mind.

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Andrew Kinder CFP®ChFC® Founder & CEO

Approach

the future

with clarity

At Lantern Financial, we believe financial guidance should bring clarity and confidence to your path. Our approach is rooted in transparency and grounded in real life, helping ensure that your plan honors your journey and supports the future you envision. As an independent, virtual practice, we are committed to flexibility, accessibility, and efficiency; listening first, focusing on what matters most to you, and creating complete plans designed to create stability. We are radically humanizing the industry with a connection-based approach and thoughtful planning that aligns with real life, helping you move into the future you have worked so hard to build.

move forward confidently

MOVE

Forward

With Purpose.

At Lantern Financial, we are humanizing financial services by leading with a connection-based approach, helping you move forward with purpose and intention. As an independent practice, we are committed to taking the time to understand your dreams before helping you curate a complete plan that helps you get there. We offer personalized guidance across retirement planning, insurance, tax strategies, wealth preservation, and investment solutions. Our purpose is to help you let go of the fear and create a future rooted in stability, purpose, and the freedom to live the life you dream of.

move forward confidently

Is your

path to retirement

Well-lit?

Let's Talk

(813)- 384-8849

andrew.kinder@mylanternfinancial.com

Let's Meet

Toledo, OH

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Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.

© 2026 Lantern Financial

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Andrew Kinder

Founder & CEO

Let's Meet

Andrew’s approach to financial services is built on a simple premise: a cold, corporate, product-driven model has no place in retirement planning.

Throughout his years working inside major corporate financial institutions, Andrew saw firsthand how large firms consistently failed near-retirees. Instead of offering highly tailored, forward-looking strategies for life’s biggest transition, these institutions routinely applied broad, transactional templates designed for the firm’s profit margins, not the client’s peace of mind.

Driven by the belief that you deserve better after a lifetime of hard work, Andrew walked away from the corporate world to build a practice completely centered on the individual. He founded Lantern Financial to deliver an entirely independent, virtual fiduciary experience that is hyper-focused on the unique and intricate realities of retirement.

To provide the highest caliber of guidance, Andrew earned the industry’s elite gold standards in advanced planning: the CFP® (Certified Financial Planner™) and ChFC® (Chartered Financial Consultant®) designations.

Operating under a strict fiduciary standard, he acts exclusively in your best interest. Andrew combines this rigorous technical expertise in tax optimization, dynamic income streams, and wealth preservation with transparent, honest, and human conversations. At Lantern Financial, the goal isn’t just to manage numbers—it’s to strip away the financial anxiety so you can step into retirement with absolute clarity, ownership, and purpose.